Event-driven Budget template

Description
Most financial templates make you think like an accountant. This one lets you think like an operator: you describe the events that actually happen in your business — a customer signs up, you launch a product, you hire someone, you pay rent — and the model does the rest.

List each revenue stream or cost as an event (recurring or one-time, with start month, end month, units, and price) and a full 24-month forecast builds itself: monthly P&L, cash flow with your collection lag applied, and a KPI dashboard with charts showing revenue vs. expenses, break-even month, and your running cash balance.

Built-in intelligence most simple templates skip: Base / Upside / Downside scenario switching, a loss carryforward pool so early losses offset later taxable profit, and revenue collection lag so paper profit and actual cash don't get confused.

Fully formula-driven with no macros — works in Excel, Google Sheets, and Numbers. Blue-cell inputs, worked example data, and step-by-step instructions included. Ideal for founders, small business owners, and finance teams who need a credible forecast without building one from scratch.

Flip the scenario switch on the Assumptions tab to stress-test your plan in one click, and insert extra event rows anywhere in the input block — the totals pick them up automatically.

Built by a CPA with 10+ years of FP&A and accounting experience. Free 30-minute consultation included — details inside the workbook.