
Cash Flow templates
What is cash flow?
Simply put, cash flow is the in and out movement of money in your business. There is a common misconception that cash flow is only the movement of money into the business, however, the cash flow is based on the movement both in and out of cash. Therefore, the cash flow of a business is based upon the money that it receives from customers or clients who acquire the business’ services or products. This is then weighed against your business’ outgoing expenses such as rent or mortgages as well as taxes.
Your cash flow can be defined by whether there is more money going into your business than out, ie a positive cash flow. However, the opposite to this can occur when your outgoings result to more than your incomings, ie A negative cash flow.
Why is cash flow important?
A business’ cash flow is extremely important, and the failure of small business is often reported to be due to a lack of cash and negative cash flow. Having a strong, positive cash flow is important, as it puts you in a great position when buying. Having adequate cash reserves allows you to avoid borrowing money and in doing so, avoid loans and foreclosures. Furthermore, when investing for your business, you are basically using your future cash flow to fund your purchases. As such, it is hugely important to operate with a positive cash flow to ensure that you can pay your debt commitments.
Without a positive cash flow, it is often extremely difficult for business to grow. A strong cash flow provides your business with the security it needs to then go and invest in its growth. These cash reserves can be used to invest for your business in a way which will help it to grow. As such, a positive cash flow is absolutely integral to the growth of a small business.
How do cash flow statements work?
A cash flow statement is used to document and detail these incomings and outgoings of cash into a business. This allows a business to keep a firm track of its cash flow, whether it be positive or negative. As such, the cash flow statement is an essential part of any business’ financial statement. A cash flow statement allows a business to analyse where exactly it’s cash is coming from and where it is going. This allows the business to make incredibly important financial decisions to either maintain and grow a positive cash flow, or find and rectify the problems behind a negative cash flow.
- An extended Excel version of a Cash Flow financial model with a free video tutorial.115 remove_red_eyeDiscuss
Cash Flow Projections Template
A template for cash flow projections that is suitable for small businesses.65 remove_red_eyeDiscussfreeby NBCC
Cash Flow Statement Template in Excel
Cash Flow Statement Template in Excel containing a suggested list of profit and expenses items your business may have.50 remove_red_eyeDiscussCash Flow Projection Worksheet in Excel
This cash flow projection worksheet will help you to record your estimates of cash receipts and expenditures.27 remove_red_eyeDiscussfreeby Matt Evans
How to Create a Cash Flow Forecast using Microsoft Excel
A step-by-step tutorial on how to create a basic cash flow annual forecast on Excel.21 remove_red_eyeDiscussBusiness Valuation Free Cash Flow Method
Showing you how to calculate the value of a project or business using the free cash flow method.30 remove_red_eyeDiscussfreeby Matt Kermode
Equipment Rental - 10 Year Cash Flow Excel Model
The Equipment Rental business is a cash flow business. This bottom up forecast will help you craft scenarios.10 remove_red_eyeDiscuss$65.00by Jason Varner
Cashflow Timing - Spark Financial Model
This video covers Cashflow Timing (or working capital) and how to manage this within the model.New!Discussfreeby David Liu
Annual Cash Flow Forecaster
This model is to help you forecast your cash flows for the next year. Built in excel with explanatory video included.New!Discuss$35.00by Stephanie Travis
Cash Flow First Aid Kit
In a cash flow crisis, this first aid kit will help you amidst borrowing and prioritizing your bills payable.New!Discuss$35.00by Stephanie Travis
Monthly Cash Flow Dashboard
Allowing you to enter cash inflows and outflows weekly so that you can see your cash position at the end of a week/monthNew!Discuss$35.00by Stephanie Travis
Weekly Cash Flow Excel Dashboard
This allows you to enter summaries or details of expected cash inflows/outflows daily.40 remove_red_eyeDiscuss$35.00by Stephanie Travis
Kiosk - 3 Year Startup Financial Excel Model
Revenue and cost logic specific to running multiple kiosks.New!Discuss$65.00by Jason Varner
Fund Flow Statement
A comprehensive video that walks you through fund flow statements.New!DiscussNet Present Value
A short and informative video on NPV and how to calculate it.New!DiscussCash Budget (Detailed Problem)
This video demonstrates how to prepare a monthly cash budget for a six month periodNew!Discuss- Have a Cash Flow Excel Template to Share?
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Most popular Cash Flow expert author Channels (last 30 days)
Jason Varner
Smarthelping.com - Freelancer - I make my living working in Excel and G-sheets.
1Matt Evans
Retired consultant in Washington D.C.
2Jacek Polewski
Financial Modelling and Data Analysis Consultant
3CA N Raja Natarajan
Chartered Accountant & Financial Management Teacher
4Stephanie Travis
Helping you to manage and leverage your business cash flow.
5David Liu
Financial forecasting tool for startups and small business
6NBCC
Business Credit Corporation in Nunavut (Variety of Sectors)
7Australian Government
The Australian Government Department of Industry, Innovation, and Science.
8Matt Kermode
Vlogger of Business, Finance, and Economics
9Bookkeeping Master
The Leading Site for Online Bookkeeping and Accounting Courses
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