Mortgage Calculator Excel Model

Description
Mortgage Comparison & Optimization Tool – Advanced Excel VBA Model
Choosing the right mortgage can be one of the most important financial decisions you'll make. This powerful Excel-based VBA tool is designed to help you make that decision with confidence by comparing multiple mortgage options and identifying the most cost-effective and financially sound choice.
Built using best practices in financial modeling and VBA programming, this tool offers a comprehensive suite of features to evaluate up to five different mortgage scenarios, each with unique terms and repayment structures.

🏡 Key Features:

• Side-by-side comparison of up to five mortgage options
• Monthly payment calculator with flexible repayment profiles
• Multi-criteria ranking system: first payment, average payment, equity IRR, money multiple, equity at exit, and repayment period
• Dynamic visualizations of loan amortization and payment breakdowns
• Government support integration to assess its impact on affordability
• Switch between fixed and floating interest rates
• Scenario analysis for different house prices and overpayment strategies
• Cashback feasibility assessment
• Exit strategy optimization with macro to determine the best time to sell
• Equity proceeds calculator to estimate funds available for future investments

This tool is ideal for homebuyers, financial advisors, and property investors looking to make data-driven decisions. Future updates will expand its capabilities even further.


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