Real Estate Agent 5 Year Financial Model: Dashboard, 3 Statements, Scenarios, Funding

A fully linked five year financial model built for a real estate agent or a small agent team. It answers the questions a lender, a brokerage or a partner will ask: how much capital, when it breaks even, where the cash low point is, and what happens if closings come in 25% under plan.

Revenue is built from the drivers agents actually manage: buyer side closings, seller side listings, referral fees and rental placements, each with its own starting volume, monthly growth and a capacity ceiling so growth saturates instead of compounding forever. Net commission is calculated as sale price x rate x your split, so the model speaks the language of a brokerage statement.

Fifteen linked worksheets: Start Here, Dashboard, Inputs, Revenue, COGS, Payroll, Opex, CapEx, P&L, Cash Flow, Balance Sheet, Break even, Scenarios, Funding and Checks. Monthly for 60 months with annual summaries. One input tab, blue on yellow cells, everything else calculates. A payroll roster with start and end months for a transaction coordinator, marketing assistant, inside sales, a junior buyer's agent and a listing coordinator. Agent specific expense lines: MLS and association dues, CRM, lead generation, photography and staging, signage, mileage, E&O insurance, education and client gifts.Base, Best and Worst scenarios on a single switch. A funding view with capital required, loan schedule and use of funds. Industry benchmarks next to your own numbers. A Checks tab proves the balance sheet balances every one of the 60 months.

Who it is for: an agent going solo, an agent building a team, or anyone who needs to show a lender, a brokerage or a spouse what the next five years look like.Excel 2016 or later and Google Sheets, no macros. Includes a one page quick start guide with a Google Sheets copy link.