A Dynamic Cash-Flow and Liquidity Dashboard (corporate)

Description
Visualization Layout:

Charts are displayed on the right side of the template, below the Control Panel and Assumptions section. Key cash-flow components visualized include:

• Inflows and outflows
• Changes in debt
• Cash-flow before debt and cash-flow after debt

The Cash-Flow chart can present selected metrics either month-to-month or cumulatively (see the switch in cell AC 18)

Liquidity Metrics Include:

• Cash on hand
• Outstanding debt
• Available debt capacity
• Combined cash on hand and available debt

The liquidity chart can also present months where cash drops below a threshold (adjustable in cell AC 43)

Cash-Flow Model:
Positioned on the left side of the template, the model follows the direct method and begins with expected cash inflows from three segments:

• Customer 1
• Other Customers
• A Prospected Deal

Key assumptions are that cash collections from Other Customers are stable, while payments from Customer 1 are highly variable, with five expected payments (cells W7-W11) that can be delayed or canceled. The Prospected Deal has two payments: an initial deposit and a final settlement. It can be cancelled or delayed as well.
Cash outflows cover:

• Compensation
• Supplier payments
• Operating expenses (OPEX)
• Capital expenditures (CAPEX)
• Interest payments
• Other outflows

Notably, part of the CAPEX (New Equipment Line) is flexible and can be canceled.
Debt serves as a balancing item in the model, ensuring cash flow after debt equals zero, unless the debt exceeds its maximum limit or goes below zero. As shown in cells K29-M29, several months show negative cash flow after debt, due to the company hitting its debt ceiling.

Scenario Planning:
Pre-built scenarios are available on the right side of the template. These include:

• Delayed or excluded payments from Customer 1, with adjustable delay periods (default: 6 months, cell U5). Payments’ switchers are in cells AB 6 - AC 11
• Lower collections from other customers (default: 100%, cell U6)
• Cancellation or delay of the new deal (two payments: deposit and final). Payments’ switchers are in cells AB 14 - AC 15
• Ability to exclude CAPEX for new equipment. Cell T15

Key inputs include starting cash on hand, starting debt, and the maximum debt limit (cells U9-U13)


How the Visualization Works:

1. Select a specific scenario.
2. Choose the metrics you wish to visualize by ticking the corresponding checkboxes.

This template is intuitive, flexible, and easy to customize. It’s tailored for professionals in FP&A, Treasury, and Corporate Finance.