Pakistan's EOBI & Social Security Simulator for Multi-Province HR Compliance (Financial Year 2025-26)

OverviewA comprehensive, audit-ready Excel simulator for Pakistan's statutory payroll deductions — built for HR professionals, payroll officers, and compliance consultants managing operations across multiple provinces.



Problem it solves
Pakistan's social security and EOBI landscape is fragmented: five different provincial institutions, varying insurable wage ceilings, different rates, and notifications issued at different times. This tool unifies all of that into one automated workbook — updated for FY 2025-26 per official government notifications.



Key features

• EOBI calculations (EOBI Act 1976): 5% employer + 1% employee on provincial minimum wage — NOT on actual salary
• Province-aware SS logic: PESSI (Punjab, 6%), SESSI (Sindh, 7%), KPESSI (KPK, 6%), BESSI (Balochistan, 6%), ICT (PESSI rules, 6%)
• Insurable wage ceiling enforcement: auto-excludes employees earning above provincial ceiling
• 30-employee register with data validation dropdowns
• Monthly challan tracker and annual 12-month projection
• All rates editable for future government notifications

Updated FY 2025-26 ratesPunjab / Sindh / KPK: PKR 40,000 | Balochistan / ICT: PKR 37,000 Sources: Sindh Notification No. L-II-13-3/2016-I (28-Jul-2025) | Punjab & KPK Notifications (Sep-2025)

Who should use this HR managers · Payroll officers · Finance controllers · Labour law consultants · Chartered accountants handling Pakistani payroll compliance