Publication number: ELQ-39598-1
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SmartGrid Personal Finance Hub
Personal Finance Manager – Multi-currency Cash Flow, Savings Planner, Commitments Tracking, Financial Health Score (Requires Microsoft 365)
Further information
The objective of this model is to provide a structured and integrated view of personal finances by combining cash flow, savings, and commitments into a single system.
It is designed to help users understand their financial position over time, evaluate the impact of decisions, and plan future outcomes with greater clarity and control.
This model is best suited for individuals who:
- actively manage their personal finances
- use Excel at an intermediate level or above
- require visibility into future cash flow and net worth
- manage multiple accounts and/or currencies
- want a structured system rather than a simple budgeting tool
This model may not be ideal for users who:
- are looking for a simple or fully automated budgeting solution
- are not comfortable working with Excel
- prefer mobile apps or bank-synced tools
- do not require long-term financial planning or projections
