3-Statement Financial Model

Description
Integrated three-statement forecasting — investor and lender ready.

The three-statement model is the test serious money applies to your numbers. A P&L forecast on its own tells an investor what you hope; a fully-linked model — where profit, balance sheet and cash actually reconcile — tells them you know what you're doing. Building one from scratch is a week of skilled work and a minefield of circular references. This template gives you the finished article: working capital moves with your debtor, stock and creditor days; depreciation rolls off the asset register; interest follows the loan balance; tax accrues monthly and is paid quarterly. The balance sheet balances in every month — and a Checks tab proves it.

What's inside:

• An Assumptions tab with the opening balance sheet plus 13 forecast drivers, all in one place — change a driver, and all three statements move together
• Monthly P&L, Balance Sheet and Cash Flow (indirect method), fully cross-linked the way an analyst would build it
• Working capital driven by debtor, stock and creditor days — the mechanism lenders scrutinise hardest
• A quarterly tax payment cycle, loan amortisation, and capex and depreciation roll-forwards
• A dashboard with revenue and closing cash trajectory, plus 8 automated integrity checks — including balance-sheet-balances-every-month
  
  

Built to a finance-grade standard. That means zero formula errors, and a built-in Checks tab of automated integrity tests (it ships ALL PASS — and tells you immediately if anything breaks later). It follows industry colour conventions (BLUE = your inputs, BLACK = calculated formulas), so you always know exactly which cells are safe to edit. The layout is print-ready A4 with repeated headers, and there are no macros — nothing to enable, nothing for IT to worry about.

Who it's for: SMEs raising finance, advisors building client forecasts, and startups preparing lender packs that survive due diligence.

This template is a hand-built preview of what StatimFP&A automates. Join the early-access waitlist at statimfpa.com — founding members receive preferential pricing.