Startup Financial Model — Excel Template: 10 Business Models, 3-Statement, DCF & SaaS Unit Economics

Description
Most startup templates are a P&L with a growth slider. Investors see through that in one scroll. This model is built the way diligence teams take models apart: a monthly 36-month engine, a balance sheet that actually balances (the check row ships in the file), and a valuation tab that shows what your numbers imply.


Pick from ten built-in business models: Subscription, Freemium, Advertising, Affiliate, Pay-per-use, Service attach, Tiered, Base-plus-premium, Marketplace and Usage (AI-metered). The whole model reprices instantly across Base, Bull and Bear scenarios.


You get a full 3-statement model over 36 months, a headcount schedule with payroll taxes and stock-based comp, an Annual summary plus DCF (WACC, exit multiple, implied share price), a VC financing tab, and unit economics on the model you pick: CAC, LTV, LTV:CAC, CAC payback, magic number and burn multiple. A diligence-style Health Check flags what a reviewer would flag first.


4,800+ formulas, zero errors, formulas protected so you can't break them by accident. Works in Excel and LibreOffice, any currency, no macros. Built by an ex-Big Four due diligence and venture professional.