Monthly Salary Budget Planner — Bilingual Excel Template (FR/EN)

Description
Take control of your monthly finances with this ready-to-use, fully bilingual (French/English) salary budget planner for Excel.Designed by a certified Project Manager with 7+ years of experience in digital transformation, this template gives you a clear, structured overview of your income, expenses, and savings — all in one sheet.
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🔵 WHAT YOU GET

✅ 1 Excel file (.xlsx) — fully editable, bilingual FR/EN
✅ 1 PDF preview — free sample to see the layout before purchase
✅ Formula protection — all calculations are locked; only blue input cells are editable
✅ Bilingual labels — every row shows French | English side by side
✅ "How to Use" tab included — step-by-step guide in English

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📊 TEMPLATE STRUCTURE

💰 INCOME SECTION
Enter your net salary, bonuses, allowances, and any other income. Percentage breakdown calculated automatically.

🏠 FIXED EXPENSES
Rent/mortgage, car loan, insurance, utilities, internet, subscriptions, personal loan — plus 4 extra rows to add your own.

🛒 VARIABLE EXPENSES
Groceries, dining, transport, health, leisure, family, education, personal care — plus 4 extra rows to customize.

💼 SAVINGS & INVESTMENT
Plan your monthly savings and investment budget.

📊 AUTO DASHBOARD
- Total Income / Total Expenses- Remaining Balance (surplus or deficit)
- Savings Rate (target ≥ 20%)
- Expense Ratio (expenses vs income)

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🌍 WHO IS IT FOR?
- Employees and professionals managing their monthly budget
- Expats and bilingual users (French/English)
- Anyone looking for a clean, formula-driven personal finance tool
- French-speaking users in France, Belgium, Canada, Africa

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🔒 FORMULA PROTECTION
All formulas are protected to prevent accidental edits. To unlock: Review → Unprotect Sheet → OK (no password required).

---📌 HOW TO USE
1. Open the "Budget Planner" tab
2. Enter your month and year in the yellow cell
3. Fill in your income (blue cells only)
4. Enter fixed and variable expenses
5. Check your dashboard for your remaining balance

Simple. Immediate. No macros, no VBA — just clean Excel formulas.