Home Budget Management Tool
Originally published: 23/12/2023 08:48
Last version published: 02/04/2024 08:50
Publication number: ELQ-57832-6
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Home Budget Management Tool

Any user who has basic knowledge of Excel and generally understands the budgeting system.

Description
INTELLIGENT SYSTEM THAT WILL HELP MEET YOUR HOME BUDGET

Best home budget management tool:
Innovative household budget system totally different, simple, efficient and very helpful that process detail budget information by month linked with annual by group results that provide futuristic balance projection in advanced to monitoring results out of the budget to adjust and prevent over expending before the end of the period..



This system is easy to manage, it requires only bank statement information. The system provides important financial analysis which includes a budget, actuals and total balance projections and variances, also the cash flow for the end of the month on any selected updated date that will help prevent running out of money due to overspending.



Budget system principal functions and features
- Minimum data entry, user friendly, fast versatile and no necessary daily update.
- You can only review the system a few days a month to know the results.
- Start annual budget at any month and only need to track the main items of income savings, and expenses to know your expected monthly and annual results.
- Monthly and annual budget linked, transferring automatic data between tabs, keeping history storage of total results.
- Direct tracking of income savings, and total expenses while the system calculates miscellaneous expenses facilitating control total home budget.
- Control payments due dates and future days by any kind of expense, avoiding charges for late payments that affect your credit score.
- System help to calculate per % debt-income or affordable home investment.
The system helps you with calculate your rent payment and/or future investment buying a house.
- System project final expected month and annual income, savings, and expense values to take decisions before finish periods results at any time preventing and correct possible overspending.
- Compare and evaluate principal month and annual variances balance results values and per% by detail concepts.
- Graphs support for expense detail by month and annual by group projecting final balance total results and average by day changes.

The Home Budget you can start the system any day and month, please add your comments or suggestions and ask me questions by message. INSTRUCTIONS: After downloaded the Excel file open it and go File > Save As and save it with your own name in the final working folder, to start the system go to "CLICK TO GET CODE", in [MONTH TAB] and when you have the code send mi a message by ELOQUENSE or my mail [email protected] and I return the KEY LICENSE, after add it if the cell turned white is open, then to active macros save and close it then open again, now you can work. If you need to enable macros (see below important instructions to enable macros).

MESSEGE: MICROSOFT HAS BLOCKED MACROS" Go File > Options > Trust Center > Trust Center Settings > Macros Settings > (Active) Enable VBA Macros (Active) Enable 4.0 Macros (Active) Trust Access To the VBA. For active macros save and close it then open again, now you can work.
By downloading and using the excel file you accepted terms and conditions located in my page https://homesmartfinances.net. Visit for more information videos tutorials and user manuals.
IMPORTANT: By downloading and use the excel file you accepted terms and conditions located in my page. The following installations instructions that you can find in this page, also more user information, when finished installation send code to my mail [email protected] to return activation key license.

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Further information

HOUSEHOLD BUDGET SYSTEM

Innovative and unique Household Budget System design in Microsoft 365 EXCEL Spreadsheet of multi-user (Up to 3 responsible) Controlling Income Expenses and Credit Cards, this Budget Software include of 5 tabs, BUDGET, ACTUAL, MONTH, ANNUAL and INFORMATION. The first two tabs are to Input Budget detail data by Month and grouped by Annual, Month Detail Current Information from your Bank Accounts all by responsible (This system is totally secure since it does not require Personal, Banking or Credit card information). The other two tabs don’t require input information, they are only for balance results.
These two tabs are designed to project month and annual results to the final of the period based on the balance of Month detailed actuals results in [MONTH] tab, these values are transfer automictically into the Annual projection system [ANNUAL] grouping by principal concepts.

Principal Features:
 Simple Update and Intelligent Structure.
 Innovative and Different Process.
 Flexible and Personalized Budget.
 Control Income, Expense and Credit Cards.
 Month and Annual Tracking Budget.
 Option to Start Budget at any Time.
 Control up to Three People Responsible.
 Customize your Own Expenses Important Items.
 Month Important Expenses by Dital and system Grouping Annually.
 Budget Extraordinaries no Monthly Income and Expenses.
 Define Wanted Final Cash Flow, Savings Capacity, and the System Calculating Excess Categorizing as Miscellanea’s.
 Tracking Month and Annual Current and Projected Balance Results.
 Complete Graphs Balance Results by Detail, Group, Month, Annual and Miscellaneous Projected by Day.

It is important to understand how the budget system works to determine its usefulness. This system is user friendly since it is fully automated and only requires basic knowledge of Excel to use because through predetermined formulas and functions including macros linked directly to buttons they activate the process for you.


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