Company Credit Screening Excel Model – Financial Analysis, Ratios & Risk Dashboard

Risk Management ESSENTIALS is a ready-to-use Excel model designed for structured company-level financial analysis and credit screening. It combines company and counterparty information, three-period financial statement analysis, integrated FX conversion, country-risk considerations, payment history, adverse-information inputs, deterministic scoring, information-confidence assessment and an executive dashboard in one consistent workflow.

What the model covers

• Company and counterparty assessment • Balance Sheet and Income Statement analysis • T-2, T-1 and T0 financial comparison • Liquidity, leverage, indebtedness and profitability indicators • Integrated FX conversion • Country-risk consideration • Payment history and adverse-information inputs • Information-confidence assessment • Deterministic risk scoring and classification • Company-level screening posture • Executive dashboard with financial trends and screening outputs

Designed for company-level credit screening

The model was built for credit analysts, finance professionals, risk teams and decision-makers who need a practical and traceable way to organize financial and counterparty information without macros, VBA or opaque black-box scoring.

Scores are analytical decision-support scores and should not be interpreted as probabilities of default.

Focused scope

Risk Management ESSENTIALS is intentionally narrower than the advanced Risk Management versions. It focuses on company-level financial analysis and screening and does not include transaction-level credit exposure, requested credit limits, transaction mitigation, group-support analysis or AI-ready reporting.

What is included

• Complete English workbook • Complete Spanish workbook • Complete Brazilian Portuguese workbook • User Manual • Quick Start Guide • FAQ

The model is best suited to company screening, periodic reviews and preliminary counterparty assessment where reliable financial and company information is available.

Important: Microsoft Excel is required. External bureau checks, internal credit policies and professional judgment remain complementary to the tool.