Small Business Management Dashboard (UK Edition) — 12-in-1 Financial & Operational Excel System

Description
The Small Business Management Dashboard is an integrated 12-tool financial and operational system built for UK owner-led small businesses, founders, and consultants who need total financial clarity without monthly software subscriptions or recurring fees.

One master file connects 12 dynamic operational tools directly to a live executive OS Dashboard, giving you immediate control over cash flow, customer risk, pricing margins, and growth metrics.

What is Included in the System:
1. Live OS Dashboard: Real-time summary of risk scores, cash position, pipeline value, and weekly priorities.
2. Business Health Check: 30-question diagnostic scoring 6 core operational areas with an automated action plan.
3. Invoice & Revenue Recovery Register: Complete aging tracker paired with 3 ready-to-send payment recovery scripts.
4. 30/60/90 Day Cash Flow Forecast: Rolling 91-day cash projection with automated low-reserve threshold alerts.
5. Pipeline Tracker: Lead-to-close manager featuring auto probability scoring, stall detection, and weighted revenue forecasting.
6. Weekly Action Plan: 50-task operational priority manager with progress scoring.
7. Payroll Reality Check: Benchmark four live payroll ratios against UK service industry standards to detect over-staffing risks.
8. Customer Concentration Risk Matrix: 50-client matrix with live dependency alerts to highlight revenue concentration.
9. Subscription Tracker: Pre-loaded with 100 common software tools to track spend and cut SaaS waste.
10. Marketing Spend & ROAS Tracker: Track spend vs. leads vs. revenue across 50 acquisition channels to calculate CPL and ROAS.
11. Pricing & Margin Calculator: Multi-tier service pricing tool with built-in VAT and margin controls.
12. Hiring Runway Calculator: Test hiring scenarios against cash projections before making commitments.

Bonus: Business Valuation Estimator: Sector-calibrated UK valuation model estimating business worth.

Core Specifications & Features:
- Zero Formulas to Write: Fully automated, pre-formatted, and ready for immediate data entry.
- Macro-Free Security: Safe, clean formulas compatible with Microsoft Excel and Google Sheets.
- 100% White-Label / Agency Ready: Fully unbranded design allows consultants, accountants, and agencies to re-brand and deploy directly for clients.