Net Worth Tracker & Wealth Dashboard — Assets, Liabilities, Savings Rate, Financial Ratios & Milestones (Excel)

Net worth is the single most honest financial metric — it captures every asset, every liability, every debt payment, and every savings decision in one line. Yet most personal finance tools either ignore it entirely or track it without any context on whether the trajectory is healthy.

This model consolidates everything into one dashboard: what you own, what you owe, how fast you're saving, how you compare to typical milestones for your age, and where you're heading over the next 10 years.

What's Inside (10 Tabs)

• Dashboard: 9 KPIs, current net worth, monthly progress, and a verdict on your financial health.


• Assets: Cash, investments, real estate, retirement accounts, personal property.


• Liabilities: Mortgages, student loans, credit cards, other debt.


• Monthly Tracker: Quick entry (5 minutes) to update your position month by month.


• Savings Rate: Calculated live from income and spending.


• Debt Paydown: Amortization and projected payoff dates.


• Milestones by Age: Net worth benchmarks by age bracket.


• 10-Year Trajectory: Projections under three scenarios (conservative, base, optimistic).


• Financial Ratios: Liquidity, debt-to-asset, emergency fund coverage, wealth ratio.


• Formulas Explained: Every calculation documented, no black box.
  
  

327 live formulas. The ratios are deliberately honest — the sample case passes only 3 of 6, because a dashboard that always says "well done" is useless.

Updated in about 10 minutes a month.

Who It's For

• Anyone who wants a single, reliable view of their financial position and its direction.
  
  

Delivery & Background

Delivered as a clean .xlsx file. Built by a management controller and active private investor.