13-Week Working Capital Planner

Description
Here’s a breakdown of what my 13-week cash flow template offers:

• Budget vs. actual modules to keep projections aligned with reality and see variances on quarterly results.
• Multiple line items for detailed tracking of all cash inflows and outflows.
• A comprehensive summary of free cash flow over the 13-week period, both per period and cumulatively.
• Four visualizations, including intuitive waterfall charts for both budgeted and actual cash flow plans.
• Simple, straightforward data input for each week, ensuring ease of use.
• Fully editable and unlocked formulas, giving you complete control to adjust the logic as needed.

I’m amazed it took me this long to put together a template this essential for finance departments across businesses of all sizes. While it’s not overly complex, the structured layout and reporting features make it extremely valuable.


This spreadsheet offers a meticulous, week-by-week cash flow forecast, giving you a clear picture of your company's liquidity over the upcoming quarter. With this forward-looking tool, you can identify potential cash shortfalls in advance, enabling management to take proactive steps—whether that means arranging short-term financing or tweaking operational expenses.


The strength of this template lies in the real-time insights it provides into cash availability. Unlike broader financial reports, this 13-week cash flow model zeroes in on the immediate future, offering precise, actionable information crucial for day-to-day decisions. This focus is especially vital during periods of uncertainty or rapid market shifts, where cash flow can be unpredictable.


Using this template equips businesses to make strategic financial choices, such as delaying non-essential expenses, prioritizing key payments, or accelerating customer collections. By routinely updating and analyzing this model, you can quickly adapt to changing conditions and safeguard your financial health, reducing the risk of liquidity crises and reinforcing your overall financial stability.


This template is also included in the All Access Bundle.