Real Time Cash Flow Manager

Description
If you are a small or medium business with limited sources of funds, and especially if you are a startup, it is vital to understand how much cash you have, and are expected to have, based on the current bank balance and future invoices. I built a simple tool that lets the user see what their expected bank balance will be for 365 days into the future.


The model works by letting the user enter their invoices into a database tab. The primary data points being entered would be:
 - Invoice Date
 - Expected Date Clearing Bank
 - Invoice ID
 - Description
 - Receivables 
 - Payables 


Then, the user can enter the current date / bank balance and see the cash position over time. There is no need to remove old invoice data either, it will simply drop off as you adjust the start date of the forecast.


To help make this a little more flexible, I added an input for expected daily receipts and payments next to each day. This will help when you know there is a steady stream of income each day that you don't necessarily need to assign an invoice to, but know it will effect the bank balance.


Finally, I've added a visualization that shows the expected balance in the next  90 days. The entire template runs off two tabs.


Conducting the above exercise will help your business with budgeting, capital expenditure planning, helping with general CFO decision-making, the timing of various projects, and generally having a good idea of your emergency funds. It can also help visualize the effect of customer spending patterns and seasonality.


This template is also included in two bundles:
- All Models Bundle: https://www.eloquens.com/tool/P8Y4TX4v/finance/financial-forecasting-models/financial-models-120-useful-and-usable-logic
- Accounting Tools: https://www.eloquens.com/tool/axKzHNRV/finance/accounting/accounting-bundle-useful-excel-templates-for-accounting-department