David Hubbard

• What is a financial model? It is a tool that:o takes the large range of planning decisions made by a businesso quantifies them monetarily to produce a clear set of outcomeso in order that these outcomes either confirm that the decisions made are correct or show where changes to them have to be made for the business to achieve its goals.• This is what I produce, both simple or complex, using MS Excel skills.• Have been doing this for 10 years + for companies ranging in size fro